Saturday, December 30, 2006

Summary

It's time for another summary. Here's what's been covered on this blog to date:

Posts on Surveys

Surveys part 1 (covering YouGov, MyTNS, GlobalTestMarket, Ciao and Valued Opinions)
Surveys Part 2 (covering PureProfile and Media Transfer)
Surveys Part 3 (covering Test&Vote and JuicyBrainsPanel)

Posts on Review Writing

Post covering Dooyoo and Ciao

Posts covering cashBack sites

British Rewards
Cashbag
Cashcrate
Rpoints

Posts covering money made from discussion sites

MyLot

Posts covering advertising on blogs

Amazon Associates

Posts covering earning through reading emails

InboxDollars and Hits4Pay
Update on E-Mail Sites

Book Reviews

The Official Guide to Success by Tom Hopkins

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

I have made money and successfuly cashed out of:

- Cashbag
- Ciao
- Dooyoo
- MyTNS
- Valued Opinions

I've made money but not yet reached the minimum payout level from the following:

- Amazon Associates
- BritishRewards
- GlobalTestMarket
- JuicyBrainsPanel
- Hits4Pay
- MediaTransfer
- MyLot
- Test&Vote
- YouGov

I've money "pending" and not yet "awarded" i.e. earned and certainly not reached the minimum payout on the following:

- CashCrate
- InBoxDollars
- Rpoints

The most successful to date has been Ciao, which has yielded £41.31, followed by YouGov (£38.35), Dooyoo (£28.07) and Cashbag £20.08). Of these four, YouGov is the only one I haven't cashed out as their minimum withdrawal is £50.

~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~
I thought I'd do a breakdown by payment method for interest:

Sites paying via PayPal

BritishRewards
MyLot
RPoints

Sites paying by Cheque

BritishRewards
Cashbag
Cashcrate
Dooyoo
Hits4Pay
GlobalTestMarket
InboxDollars
YouGov

Sites paying by Amazon Vouchers

BritishRewards
Cashcrate
Dooyoo
JuicyBrainsPanel
Media Transfer
RPoints
Valued Opinions

Sites paying cash directly into your bank account via BACS

Amazon Associates
Ciao
PureProfile
RPoints
YouGov

Sites paying via other vouchers

BritishRewards (WHSmith vouchers)
MyTNS (Nectar points transferred directly to your card)
Test&Vote (HMV Vouchers, Halsfords Vouchers, Pixmania vouchers)
Valued Investors (Tesco vouchers, Boots vouchers, M&S vouchers)

Sites paying by MoneyBookers

RPoints

I hope people have found the above useful.

British Rewards

British Rewards is another Cashback site.

Again the process is straightforward: you register on their panel free, providing name , address, date of birth and email address. British people, Australians and Americans can sign up.

You can then start earning cashback either through buying from retailers by going through their site or from "Paid clicks". "Paid Clicks" are recurring items where you get paid 1p to 10p to click through to the site concerned and then click through to an advertiser. They seem to have more paid clicks available than Cashbag or Rpoints.

You can check your earnings to date by clicking on the tab called "My Account" and then "view accounts reports". The acount reports are divided into "Approved" which is money that has successfully been earned and which you can withdraw, "clicked" which are clicks you have been made that are pending approval, and "cancelled" which are clicks that have been rejected by the retailer for whatever reason.

You can refer people to British Rewards: they will pay 25p per referral.

Money earned on the site can be withdrawn in a number of ways: Paypal (no minimum withdrawal amount), Amazon vouchers (minimum £5), WHSmith vouchers (minimum £10), Cheque (minimum £7) and by something called British Pay, which is British Rewards equivalent of Paypal (no minimum withdrawal amount).

To join, click here.

Friday, December 29, 2006

Book Review: The Official Guide to Success

Reading about personal development on Steve Pavlina's website stirred up memories of another Personal Development Guru, Tom Hopkins, and prompted me to go and dig his book out of the boxes in my spare room, and re-read it.

Tom Hopkins started out as a top salesman, and then went on to do sales training and personal development. His book is, in my opinion, superior to anything you find on Steve Pavlina's website, (and you won't be surprised to find that Hopkins made his first million at the age of just twenty-sevem).

I originally came across his book, The Official Guide to Success, in my local library about ten years ago, and immediately rushed out to buy a copy for myself as I seemed to be re-reading it over and over. I am not a salesman, and this book does not deal with sales at all - instead it deals with the psychological aspects that lead to winning or losing.

The book is divided into 82 short chapters, (some just a page long), dealing with aspects of success in life. It starts with how self-instructions work, moves on to productivity and time management, and then onto wider issues: how to keep balance in your life, how not to make enemies, how to avoid depression and anxiety, how to achieve overall happiness. He talks about how to save, how to achieve wealth, and he dwells quite a lot on the importance of balance, of staying fit and relaxed, on exercising and spending time on family and your spouse.

The particular chapter that completely turned my life around concerned what he called "Go to Town Money" (chapter 41, page 65). What is it? To quote Hopkins:

It's enough money to allow you to face change with a stout heart. How much go-to-town money do you need? Whatever it takes to make you feel strong enough to risk losing what you have now in order to reach for a greater opportunity. This is the executive's equivalent of a strike fund. It's the salesperson's ace in the hole. It's everybody's hold-out money.

.............Having enough go-to-town money allows you to display the fair degree of strength that it takes to win a fair shake at the negotiating table. A few people can make a convincing show of strength even if bankrupt. Most of us can't pull that off. We give ourselves away. Our financial weakness shows in many little ways - in our eyes,in our choice of words, in our tone of voice, and in our unconscious mannerisms. The person on the other side of the desk knows, often without knowing how he knows, that we'll settle for less. So he says, "Take less or leave it", and knows we'll take it.

This insight turned things round for me - I set up a special account of savings in cash at a building society that was enough to sustain me if I lost my job, and that I was not to touch except for that purpose. And it did give me massive confidence. I never felt worried about losing my job and it really paid off when negotiating for payrises. Somehow I think my bosses assumed that I'd leave if I wasn't paid what I was worth.

As time went by, the book went into a box and I stopped practising what it recommended, and I slipped back. I haven't read it for about a decade, but I'm reading it again and I heartily recommend it to others.

The Official Guide to Success (Panther Books)

Monday, December 25, 2006

Update on E-Mail sites

A week ago I wrote that I'd signed up to read emails for Hits4Pay and InboxDollars.

Hits4Pay are working out pretty much as expected in that they seem to be doing what it says on the tin. You get sent 2-6 paid email notifications per day. Instead of clicking on the email link I tend to log into the Hits4Pay website and read the emails from the Internal Mailbox, as Hits4Pay run a banner at the top, notifing you when your account has been credited and when it's safe to click away from the ad.

Unfortunately, InboxDollars hasn't really worked out. I didn't get any emails, so went to the website and read the small print (which admittedly I should have done in the first place). They only send emails to US citizens, therefore if you are a non-US citizen, you have to rely on signing up for surveys or referrals to get to the $30 you need to cash out. As they have very few survey sites on offer, and they only pay on referrals if your referral reaches their $30 payout level, I have to conclude that it's pretty impossible for a non-US person to make money out of this (especially as most non-US people will tend to refer other non-US people). Therefore this site gets the thumbs down from me. (If anyone has a different experience, please leave comment on this post).

Thursday, December 21, 2006

Poll

Hi everyone,

I'm running a Poll in the sidebar as to what people like or don't like in this blog. I'd be grateful if everyone took part. Please be honest. I won't take it personally if you said "None of it". If anyone has anything to add or say, please leave a comment.

Thanks

UPDATE 29/12/06: Only two people responded to my poll - so I have to conclude it's not something readers of this blog want to participate in. Therefore I have removed the poll from the sidebar.

More Survey Sites

Test & Vote

Test & Vote are owned by the French market research company To Luna. Membership is free and open to anyone from any country round the world, and they offer surveys in the following languages: English, French, Italian, German, Dutch Spanish, Polish, Portuguese and Swedish.

There are several ways to earn points on this site. You can register for surveys, do quick votes on the site (usually giving some 15 points per vote), or go to the Test area and sign up to trial products.

When you register, they give you 1500 points, and then give you additional points for completing your profile. Survey invites tend to be by email and are very frequent (sometimes several a week), but unfortunately you don't always qualify for the survey and it's frustrating to be kicked out after what seems like loads of questions answered. However, because they send out so many invites, you will qualify for some, so it's worth persisting. Payment per survey is about 10,000 points. They do have a referral program, but only by email.

Rewards tend to be in the form of vouchers: 60,000 points will get you a £15 HMV voucher, £15 Halfords voucher or £15 Pixmania voucher. You can also spend your points entering draws to win cash. Test and Vote seem to be rather keen on promoting these draws, as they feature prominently on their Rewards screen (by contrast you have to click on the "other rewards" link at the bottom to find the HMV/Halfords/Pixmania options). I don't believe in draws, so I always select vouchers.

To join Test & Vote, click here.

Update: 8th June 2008. I have cashed out £12 in vouchers from Test and Vote


JuicyBrainsPanel

JuicyBrainsPanel are another survey site. Their website is brightly coloured and very user friendly. Membership of their panel is free and they give you £1 for joining. They invite you for surveys by email. Again, the surveys will have screening questions, where you may get kicked out for not qualifying. But this depends on the demographic they are looking for. I've been fairly lucky with qualifying recently. They do have a referral program, but only by email.

They pay in amazon vouchers once you reach £5 and you have to request the payment, they don't automatically send it.

To join JuicyBrainsPanel, click here.

Update: 8th June 2008 I have cashed out £10 in Amazon vouchers so far from JuicyBrainsPanel.

Wednesday, December 20, 2006

Kate's Website

Sometimes you come across a Money Blog/Money Website that is so good, it deserves a post all it's own!

I was surfing online looking for other money blogs/websites and came across Saving and Making You Money The "Kate" Way, a website set up by Kate, a British mother of four, about cashback sites, among other things (she also has a very interesting post about getting money out of Tesco).

I was excited because Kate's website affirms my belief that clicking on Cashback sites is by far the easiest and most successful way to make money online, even if each click is just worth 1p to 5p. It's not as glamorous as optimising your blog for Google Adsense (the thing most Money Blogs concentrate on), but in my opinion, it works, whereas Google Adsense often doesn't.

She's tried many more cashback sites than I have, so I'd urge you to go and have a look. I shall probably be signing up for a few of the cashback sites she mentions on her blog that I haven't yet tried.

Monday, December 18, 2006

Getting Paid to Read Emails

I've recently signed up with two sites that pay to read emails.

Hits4Pay

Hits4Pay is another American site that allows people from all over the world to sign up, which pays people to read emails from advertisers.

It's free to register with them, and they will currently credit you with $10 for signing up. You get credited with 2 cents per email you read (Please read their FAQs about how to make sure you are credited for each email you read). Minimum payout is $25 and is paid by cheque to your home address. Cheques are only valid for 60 days, so do make sure you cash it in asap. If you refer people, you receive 1 cent per email your referral reads.

To make sure you get credited for the emails you see, I would read them from the internal members mailbox on the Hits4Pay website, after you have logged in. That way you can be sure that you really will get credited. When you open the email, it will say "Click here for more". Click, and then wait till you see "Your account has been credited" at the top of your screen before you exit.

You can join Hits4Pay by clicking here.

Update: 25th Feb 2008. Hits$Pay have changed their payment method to PayPal, and I can confirm that they do pay - I have just received $25.68 from them via PayPal

InboxDollars

InboxDollars is an American site that signs up people from all over the world to read emails. They also act as a Cashback site in that they pay you to join survey sites or to sign up for various offers. Their web-site is a bit over the top - it looks like a bright Vegas slot machine, but don't let that put you off.

It's free to register and you get credited with $5 just for joining. They also pay $5 for every friend you refer, 1 - 10 cents for every email you read, and a up to $2 for each survey site you sign up for or other offer you take up. Minimum payment is $30 by cheque to your home address.

To sign up, click here.

UPDATE 25/12/2006: Please see post Update on Email-sites


Related posts: Best paid to read sites

Sunday, December 17, 2006

Making Money Online

If you put "Making Money Online" into Google, you get a plethora of articles about "How to monetarise your blog" or "How to make £40 per hour doing surveys" (indeed I notice to my consternation that one of my Google ads is saying this! Note to people reading this blog: I've no control as to what the Google ads say and I daren't click on them to find out if what they are advertising is OK).

I've only made about $0.20 from the Google Adsense on this blog, so am clearly not an expert on "How to monetarise your blog". As for making £40 per hour doing surveys - as someone who's been doing surveys for some time, I think this is completely unrealistic. You won't make £40 per hour doing surveys, you won't become a millionaire - what will happen is that you will make some handy pocket money from the reputable sites.

Let's deal with the issue of reputable sites. If a site asks you for money to sign up, it's a scam. The bone fide marketing sites will pay you. They are looking for people who will spare time and their opinion, and will pay a little for it.

It's the word "little" that puts people off the reputable sites and sends them into the arms of the scammers. They reason, this site will only pay 50p for a survey, or that site will only pay 5p for a click-through, and they turn their noses up and sign up instead with those promising instant riches for a fee. But think about it - thousands of people want to do surveys online, and the more people available to do something, the less their price. The only exception is for IT surveys, (more on that later).

The other thing holding people back is that they try to pick and choose which survey site is the most lucrative on the grounds that they shouldn't "waste their time" with the others. Sounds reasonable in theory - in practice, all the sites are essentially competing for the same business from Nestle, Asda and the others wanting marketing feedback. Therefore if you sign up with all sites who allow free registration, you don't have to worry about who has won the business, because you'll still get a survey invite regarding it. As for wasting time - the only time you'll spend is on the registration, thereafter, you only deal with the site when you actually get a survey invite. Therefore my advice is to sign up with all the free-to-register sites, and that way you'll get survey invites frequently. It may take a bit of time for each site to accrue enough earnings to cash out, but it will happen eventually, just be patient.

A similar principle applies to the cashback sites. The "recurring" items where you click but don't buy only pay about 2p to 5p. And it's boring as anything to do it. So, many people just don't bother. But it's literally money for nothing, and if you've got time to spare, why not click? I tend to spend 15 minutes of my lunch hour doing this every day, on the grounds that otherwise I'd just use those minutes surfing and looking at something else equally dull for free. In other words, it's time I'd just waste anyway. So I click away while munching my sandwiches. It adds up and in the end you get a payout.

Try to get referrals if you can, but be aware that most referrals only pay if your referral reaches a certain threshold. eg Rpoints will pay you £5 per referral, but only when the person you've referred reaches £25. Still, the point is they might reach £25, so why not refer? You lose nothing.

I promised to say something about IT surveys. A Ciao member reported that as an IT budget holder, they got a lot of lucrative IT survey invites (they reported the usual frustrations of not making it past the screening questions on some of the surveys , but also report that they got paid £30 for one survey and £50 for another). I think this is because IT budget holders get paid so much that they arn't usually the type of people who register with survey sites, so there's a dearth of them and the survey sites pay highly to get hold of them. I must stress that this is only hearsay. I myself have nothing to do with IT and as a consequence, the most I've made in a survey is £3, and sometimes it's just 35p to 50p.

Anyway, the point of this post was to inject a note of realism into the whole business of making money online. Lower your expectations, stay away from the scammers, be patient, click away and you'll make a little pocket money. It's nothing to shout about, but it's nothing to turn your nose up about either.

In the next week I shall post on a few more survey sites I've road-tested.

Thanks for reading.

Wednesday, December 13, 2006

Summary

I've dumped an awful lot of information on this blog, so I thought I'd do a summary.

Posts on Surveys

- Surveys Part 1 (covering five survey sites)
- Surveys Part 2 (covering two survey sites)

Posts on Review Writing

- Post covering Dooyoo and Ciao

Posts covering Cashback sites

- Cashbag
- Cashcrate
- Rpoints

Posts covering discussion sites

- MyLot


Posts covering advertising on Blogs

- Amazon Associates


Of the sites I've enrolled and participated in

I've made money and successfully cashed out of:

- Ciao (paid directly into my bank account)
- Dooyoo (paid in Amazon Vouchers)
- MyTNS (paid in Nectar Points transferred automatically to my Nectar card)
- Cashbag (paid by cheque sent to my home address)
- Valued Opinions (paid in Amazon vouchers)

I've made money but have not yet reached the minimum payout level from the following:

- MediaTranfer
- PureProfile
- Global Test Market
- YouGov
- MyLot
- Amazon Associates

I've apparent money "pending" and not yet "awarded" i.e. earned and certainly not reached the minimum payout on the following:

- RPoints
- Cashcrate


The most lucrative to date has been Ciao (about £40), YouGov (about £37 - but this is the first ever survey site I joined), Dooyoo (about £27) and Cashbag (about £19). I could have made much more from Dooyoo and Ciao if I'd bothered to post reviews more regularly and from Cashbag if I could motivate myself to click on things everyday.

The easiest money was YouGov - their surveys are short - it literally takes just five minutes to do one of their surveys. The only drawback is that YouGov have such a high minimum payout level. The next easiest was Cashbag - I haven't actually bought anything through them, just signed up for survey sites through them and clicked on the "recurring".

But Cashbag is also the most boring way of making money! Logically, we should look for the easiest, least effort way of earning - but in practice boredom takes over and it's more fun to rate reviews on Ciao (even though the review-writer may not return the favour) as the content is interesting, than to click on an ad in Kelkoo through Cashbag for guaranteed payment. Such is human nature. Ciao and Dooyoo are also enjoyable because so friendly and because the reviews featured tend to be of high quality, I've taken to checking out the reviews there before going to see movies or buying items (i.e. I've become a Ciao consumer in the process).

Please note that some of the sites listed are for UK citizens only - please read the relevant post for more detail.

Anyway, I hope you found the above helpful.

More Survey Sites

Pure Profile

Pure Profile are a UK site (though they are branching out to Australia and the USA). They are not a survey site exactly. They are more of an advertising site. They use panel members as "eye-balls" for advertisers. It works like this: an advertiser approachs them to say they want to put their web-site or advert in front of a certain demographic. PureProfile search their data-base and send out e-mails to those who match. You then click on the link on the email, follow their "Next" button and view the ads or click on the web-sites listed. You then get paid for doing this (about 40p).

I've been a member for a while, and the emails come in bursts - sometimes about four or five a month and sometimes nothing (during their quiet periods they seem to be upgrading their web-site or relaunching). Their web-site is one of the most user-friendly I've seen, and they recently announced that they will also be doing traditional surveys (though I've not been invited to one yet).

They pay out in cash direct to your bank account when you reach between £20 and £30 - the level depends on your response rate to their invites.

Registration to join their panel is free, and you can join them by clicking here.


Media Transfer

Media Transfer are a German marketing company who do market research all over Europe.

They don't invite for surveys very frequently, but when they do, they always pay something (2 or 3 Media Transfer points if you've done the screening questions but not qualified for the whole survey and 16 points for the full survey). When you get to 100 points, you can cash out - 100MT points = 25 Euros or about £16. payment is in the form of Amazon vouchers. I've not yet cashed out (I'm on 90 MT points), but I hear they are reliable.

Registration to join is free and you can join by clicking here.

Update 23/03/07: I have now been paid £16 by Media Transfer in the form of Amazon Vouchers.

Amazon Associates

My original post about Amazon Associates got corrupted, so here's a new version.

Amazon Associates is a program for those with blogs and web-sites to sell Amazon goods through their site.

You register with Amazon, and then build links for whatever items you think will sell well on your blog.Amazon have two fee plans: -

1. The Performance Fee plan is where the more items that are bought through your blog, the more Amazon will pay (the fee starts at 5% and goes up to 7.5%). In addition, they will pay an Easy Link Fee (you earn an additional 1% over the base rate for all items referred via Easy Links. For example, if your unit volume puts you at a 6% base referral rate, your effective referral rate will be 7%) and a Direct-Link Referral Fee (you will earn an additional 2.5% premium over the base referral rate for a specific item sold through a direct link). There is a cap on Electronics goods where the max you can be paid is £7 per electronics product.

2. The Classic plan. where they pay you a flat 4% and there are no caps.

Unless your blog is going to refer high value electronics goods, you are better off with the Performance Plan.Payment can be made to you by direct debit directly to your bank account (minimum £10), or in the form of Amazon vouchers, or by cheque (minimum £50).

Regarding how the referral process works from your blog to their shop, Amazon say the following:

You earn referral fees on any qualifying items placed in a customer's Shopping Cart within 24 hours of their arrival at Amazon.co.uk via your Associates link. However, this 24-hour window closes once the customer submits his order or reenters Amazon.co.uk through another Associate's link.

Amazon allow you to set up two accounts - one with an email for Associates business, and another, with a different email for buying books etc as a consumer.

A couple of days ago I experimented with buying things via my own blog. My Associates account recorded that sales had gone through my blog, but I didn't get credited for commission - apparently they don't pay you for your own sales. I should have gone through Rpoints and got my discount that way. Ah well, you live and learn. I'll know better next time.

To sign up for Amazon Associates, click here.

Update 8th May 2009 See the following post about why I think why you should avoid Amazon Associates.

Tuesday, December 12, 2006

Rpoints

Rpoints is another UK cashback site. Their web-site is very user friendly (much better than the Cashbag site) and the potential for earning cashback for doing nada is great.

Signing up is free and the application process is simple requiring name, address, date of birth, e-mail address, username and password.

You can then start to earn money in several ways.

Easy Money: this is essentially money for click and search - see the recurring tab. Eg you click through to Kelkoo from Rpoints, do a search, click through to one of their advertisers, and the advertiser pays Kelkoo, who pay Rpoints who pay you. There are about six of these searches available every day.

Caution: Because several cashback sites do this, if you are registered with more than one eg Cashbag as well as Rpoints, then make sure you clear all your cookies, files and history when you've finished your session with Cashbag and before going onto the session with Rpoints. (To clear files in Internet Explorer, go to Tools, Internet Options, click the General tab which will have a section called Temporary Internet Folders and History. Click the Delete Cookies, Delete Files and Delete History buttons). In addition, when you do click through to a search site like Kelkoo, try to do a different search each time, and click through to different advertisers. Don't just click on a single advertiser each time, or you'll end up banned.

You can also get points when you sign up to various survey sites, dating sites, and competitions. For instance I've signed up to a couple of survey sites through Rpoints, where the registration was free, and got points for it. (If these sites turn out to be any good, I'll review them on this blog). Rpoints will also pay you to sign up to the likes of Ebay.

If you are an online shopper, you also get points/cashback for going through Rpoints (so it's worth taking the time to log into your Rpoints account before you make your purchase).

Each point you get on Rpoints is worth 1p. The minimum cashout value is £5, which you can take as Amazon vouchers, cash directly into your bank account, or into Paypal. (You can also cashout via Moneybookers, but you need £15 before you can do so.

Rpoints also has a lively forum where you can chat with like-minded people. They have about 82,000 members, and when I popped in this evening there were some 200 online. Sounds like an ideal place to promote your blog, if that's what you are minded to do!

UPDATE: RPoints don't like their forum being used to promote other sites, so they removed my post that linked to this blog. However, I did get a few hits before they removed it!

The customer care is good - as soon as you join, a private message is posted to you (it shows up on the top right corner of the site), with a welcome email together with FAQs and advice on how to get in touch with them should you need to.

BTW, when you join Rpoints, they allocate a £5 bonus to you - which they give you to cash out when your main account earnings reach £25. Not bad huh? In addition, if you refer people, you earn another £5.

To sign up for Rpoints, click here.

Update 25/3/2009 Have now cashed out £30.65 to date from Rpoints

Monday, December 11, 2006

Cashcrate

Cashcrate is an American website, similar to the UK Cashbag site (for more on Cashbag, see this previous post).

Registration is free, they give you cashback if you buy through their site from Apple Itunes, Wal-Mart and other companies. They also do surveys and have offers for you to complete, which attract payment. They accept international panel members, so I've just signed up. I appear to have made a pending $1.50 just by clicking on an offer. I'm not sure how this site will pan out, as obviously I can only do the surveys and offers, rather than buy through them. I will update when I know more about them.

Cashcrate's web-site says they pay either in cheques (minimum payout $5) or Amazon vouchers.

As registration is free, it doesn't hurt to try them out. If you wish to sign up, you can do so by clicking here.

Saturday, December 09, 2006

My Lot

My Lot is a discussion site which pays you to start and respond to discussions (I know, it sounds too good to be true, but they really do pay!). I think they can afford to pay as the discussions attract a lot of advertising.

They've recently changed their algorithm so that those who post serious discussions and make detailed responses get paid the most. If you start a discussion that attracts a lot of responses, you also get paid more.

MyLot pays in dollars and pays into a Paypal account (you will need to set up a Paypal account if you don't have one - MyLot has a link to Paypal on their registration form, so this is easy). Earnings for the previous month are paid on the 15th of the next month, if you have earned over $10 - i.e. earnings of $10 or more for November will get paid on 15th December. You need to make sure that your account links to your Paypal email.

It's free to register and become a member of MyLot.

My tips for earning on MyLot:

* Try to start an interesting discussion each day
* Try to keep your discussion going by replying to responses with comments.
* Rate the best responses with a +
* After a couple of days, look over your discussion and choose the single best response (by clicking the "Mark Best Response" field)
* Respond to other people's discussions too
* Make sure your responses are more than a couple of lines, and try to say something interesting.

You can join MyLot by clicking here.

UPDATE 25/03/09 I have earned and cashed out $35.74 from Mylot